What to Do if Your Car is Damaged by a Thunderstorm?


Thunderstorms can be a frightening experience, with the loud booms of thunder and flashes of lightning. They can also cause significant damage to property, including cars. If you find that your car has been damaged by a thunderstorm, it’s essential to take the right steps to ensure your safety and protect your vehicle.

There are several types of damage that a thunderstorm can cause to a car, including hail damage, fallen tree branches, flooding, and lightning strikes. These types of damage can range from minor scratches and dents to severe structural damage that can make the car unsafe to drive.

Dealing with car damage can be stressful, especially if it’s your primary mode of transportation. However, it’s important to stay calm and take the appropriate steps to address the situation. In this article, we will discuss what to do if your car is damaged by a thunderstorm, including how to assess the damage, contact your insurance company, and find a reputable repair shop to fix your vehicle.

Assess the Damage

The first step after a thunderstorm has passed is to assess the damage to your car. Look for any dents, scratches, or other visible damage. If the damage is minor, you may be able to handle the repairs yourself. For example, if there are small dents in the body of the car, you may be able to pop them out using a plunger or suction cup. If the damage is more extensive, however, you’ll likely need to take your car to a professional auto body shop.

Contact Your Insurance Company

Before you take your car to an auto body shop, contact your insurance company to report the damage. Depending on your policy, you may be covered for damage caused by thunderstorms. Your insurance company will be able to tell you what kind of coverage you have and what steps you need to take to file a claim. They may also be able to recommend an auto body shop in your area that they work with.


Choose a Reputable Auto Body Shop

If your car needs more extensive repairs, it’s important to choose a reputable auto body shop. Look for a shop that has experience working with your make and model of car, and that has a good reputation in your community. You can ask for recommendations from friends and family, or look for online reviews. Once you’ve chosen a shop, make sure to get a written estimate for the repairs before any work is done.

Check for Hidden Damage

Sometimes, thunderstorm damage to a car isn’t immediately visible. For example, hail can cause damage to the roof and other parts of the car that aren’t easily seen. To make sure that all of the damage is identified and repaired, take your car to a professional auto body shop that offers a comprehensive inspection. They’ll be able to identify any hidden damage and give you an estimate for the repairs.

Consider Rental Car Coverage

If your car needs to be in the shop for an extended period of time, you may need a rental car to get around. Some insurance policies include rental car coverage, but others do not. Check with your insurance company to see if you have rental car coverage, and if not, consider adding it to your policy. This can be a lifesaver if you need to get to work or other appointments while your car is being repaired.

Prevent Future Damage

Once your car has been repaired, take steps to prevent future damage from thunderstorms. Park your car in a covered area or in a garage if possible. If you don’t have access to covered parking, invest in a car cover to protect your vehicle from hail, wind, and other elements. It’s also a good idea to keep your car’s windows and sunroof closed during a thunderstorm to prevent water damage to the interior.

Additional Tips to Protect Your Car from Thunderstorms

  • Stay Informed – One of the best ways to protect your car from thunderstorms is to stay informed about the weather conditions. You can check the weather forecast regularly, and if there are thunderstorms expected in your area, try to avoid driving or park your car in a safe location.
  • Clear Drains and Gutters – Blocked drains and gutters can lead to water accumulation on the roads, which can cause flood damage to your car. Make sure to clear the drains and gutters around your home or workplace before a storm to prevent flooding.
  • Trim Trees and Branches – Trees and branches that hang over your car can cause significant damage during a thunderstorm. Make sure to trim any overhanging branches or trees near your car to prevent damage.
  • Install Impact-resistant Glass – If you live in an area that experiences frequent thunderstorms, consider installing impact-resistant glass on your car. This glass can withstand hail and other flying debris, reducing the risk of damage to your car.
  • Use Tarps or Car Covers – In addition to parking your car in a covered area, you can also use tarps or car covers to protect your vehicle from hail and other elements during a thunderstorm.
  • Protect the Interior – Thunderstorms can also cause water damage to the interior of your car. To prevent this, make sure to close all windows and sunroofs during a storm. You can also invest in waterproof seat covers and floor mats to protect the upholstery and carpeting of your car.


Thunderstorms can cause significant damage to your car, but there are steps you can take to get it repaired. Start by assessing the damage and contacting your insurance company. Choose a reputable auto body shop and make sure to get a written estimate for the repairs. Check for hidden damage and consider rental car coverage if you need it. Finally, take steps to prevent future damage by parking in a covered area or investing in a car cover. By following these steps, you can get your car repaired and protect it from future thunderstorm damage.

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